Archives for July 2011

Will Health Care Reform Cause Employers to Drop their Employee Health Care Plans?

In the wake of the passage of the Patient Protection and Affordable Care Act and the Health Care Education and Reconciliation Act, several commentators and political observers have suggested that employers will be financially overburdened to the point where they will need to eliminate their employee healthcare plans, thus depriving employees of health coverage and driving up the cost to taxpayers of funding the federally operated insurance exchanges. Several recent events have fueled this speculation:

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Legal v. Factual Disability

Experienced disability litigators know the general rule that disability insurance provides coverage with respect to factual, rather than legal, disabilities.